SGD Fixed Deposit Interest Rate Comparison
Basically, the Singapore Dollar Fixed Deposit (also known as Time Deposit) holds your money for a fixed amount of time and in return, you are promised a FIXED deposit interest rate. Upon maturity, you will receive your initial deposit plus interest earned.
As there is a myriad of fixed deposit interest rates available for various tenor/period as well as deposit amount, we shall concentrate on the most common combination:
Tenor/Period: 12mths
Deposit Amount: less than S$10k to S$50k
Based on the above tenor and deposit amounts, the following is a comparison of the Fixed Deposit Interest Rate (% p.a.) offered by the full banks in Singapore.
Note: For other periods & deposit amounts, click “View” below for their latest rates.
Rates collated on 2 May 2013
|
Period:1 Yr
|
Citibank
|
DBS
|
HSBC
|
MayBank
|
OCBC
|
RHB
|
SC
|
UOB
|
|
< S$10k
|
-
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
0.6250
|
0.3500
|
0.2500
|
|
S$10k
|
0.1000
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
0.6250
|
0.3500
|
0.2500
|
|
S$20k
|
0.1000
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
0.6250
|
0.3500
|
0.2500
|
|
S$30k
|
0.1000
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
0.6250
|
0.3500
|
0.2500
|
|
S$40k
|
0.1000
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
0.6250
|
0.3500
|
0.2500
|
|
S$50k
|
0.1000
|
0.2500
|
0.25
|
0.7000
|
0.2500
|
-
|
0.3500
|
0.2500
|
|
Latest Rates
|
Disclaimer: Fixed Deposit Interest Rates found above are purely for reference only and are subject to change without notice. Please click on “View” for the latest rates.
Deposit-Related Telephone Numbers
To check the latest promotional rates and rates for deposits greater than S$1 million, you can call the following telephone numbers:
Citibank: 6225 5225
DBS: 1800 111 1111
HSBC: 1800 4722 669
MayBank: 1800 629 2265
OCBC: 1800 438 3333
RHB Bank: 1800 323 0100
Standard Chartered: 1800 747 7000
UOB: 1800 222 2121
FAQ – Frequently Asked Questions
How safe is Singapore dollar fixed deposit?
Please refer to Latest Fixed Deposit Rate in Singapore?


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